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Payday Loans Near Me – No Hard Credit Check Required

During a financial emergency, you need money immediately, and you don't have enough time to evaluate all your options. For example, if you don’t have $100 to buy your prescriptions at the end of the month, you will have to ask someone to borrow the money. There are plenty of other emergency situations that require access to immediate cash, and during those situations, payday loans could be a real lifesaver.

If you’re facing an emergency, and can’t find a payday lender near you, then follow the advice given below to ensure the best possible experience.

Where Can I Get a Payday Loan Nearby?

The nearest and the most convenient place to get a payday loan quickly is your smartphone or your PC. You got it right! Payday lenders like FaaastCash provide you access to speedy cash online and are easily accessible within a matter of minutes, using your choice of device. Payday loans near you are in your pocket – your smartphone.

You can also get a payday loan from a nearby local storefront (only if it’s available nearby), but that’s a long process requiring time and effort as you must drive around and go store-to-store shopping for rates and, in doing so, end up spending time and gas money. But at FaaastCash, payday lenders contact you with their offers, and with over 100+ lenders reviewing your loan request your odds of approval are much higher. And, if approved, you get your money in 1 business day.

Do Payday Lenders Check Credit Before Transferring Cash?

Most payday lenders, connected to you by FaaastCash, do not require any credit check to provide a loan to you. However, you’ll need to fulfill these basic requirements in most cases:

  • Be in your current job for more than three months
  • Receive a take-home pay of a minimum $1,000 per month, after taxes
  • Be 18 years of age or older
  • Be either a citizen or a permanent resident of the United States
  • Have a current home phone number (can be your cell number) and work phone number and a valid email address
  • Military personnel cannot apply
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How Would I Know the Legitimacy of a Payday Lender?

Whether you choose a payday loan alternative like FaaastCash or one in your city, you must always consider some factors before deciding which option is best for you. Start by asking these questions to help yourself select a legitimate payday lender:

  • Is the payday lender licensed to operate in your state?
    Stay away from foreign lenders who operate from offshore and are not bound to the laws that protect consumers in America. FaaastCash is a trusted payday loan company with its offices in the U.S. We lend in only those states where our lenders are licensed to operate and that follow state and federal laws.
  • Will the lender keep your personally identifiable information safe and not sell it to a third party?
    Unlike some lenders, we at FaaastCash do not sell your personally identifiable or private information to banks or other lenders, or any other third-party companies. Access to your private information is strictly limited and not accessible to the public.
  • Does it have a secure website that lets you access your information?
    Website security should be another important concern when selecting a payday lender. The website should be protected by SSL encryption software. Can you find above an "https" at the start of our URL address, and a green padlock on the left side of it? That means the site is protected with SSL encryption. Simply, this means it encrypts information to make sure no one can intercept it. With FaaastCash, your personal information is as secure as we can make it and we are always updating our security protocols and software.

What’s the Payday Lending Process with FaaastCash?

At FaaastCash, we have simplified the entire payday lending process for you. It’s an entirely online process that requires a few minutes to apply, involves only a few clicks, and then a phone call from your lender if you are approved. Here’s how it works:

  • You complete a short request form requesting an instant cash advance
  • Your loan request is referred to over 100+ lenders
  • Interested lenders contact you online (sometimes on the phone)
  • Both parties agree on loan fees and payment terms
  • Money is transferred to your bank account the next business day

The entire process is fast, safe and secure, and can be performed even from your smartphone or PC.

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In search of a quick payday loan near you? Don’t go anywhere.

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