Applying does NOT affect your FICO® credit score!
A Cash Advance loan is a short-term loan that gives you some extra cash when you need it before your next payday! The loan amount is usually between $100 and $1000 but a few lenders may lend larger amounts. It is recommended that you should request a cash advance loan only when you have exhausted other, less costly ways of getting emergency cash e.g. friends and family, credit cards, etc.
References: “What is a Payday Loan?” Consumer Financial Protection Bureau, 16 March 2016, https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/
But if you have no alternative, a cash advance loan can be a smart choice. Just be sure that you can pay back the loan on the terms explained to you by your lender. Terms and conditions vary so ask any questions you may have about your specific loan. You do not have to accept a loan offer from a lender if you are approved.
Fast cash advance loans may help you in a sudden financial emergency. We provide a secure, convenient and easy process to get a cash advance loan online. Thanks to our proprietary referring software, we will refer you to a lender within seconds so you may receive money in your bank account on the next business day.
The process is simple, complete your online loan request form (only 1 secure page), wait up to 1-2 minutes for a response, and, if approved, talk with your lender to understand how much you qualify for and what the repayment terms are. Ask any questions you may have. You are under no obligation to approve any loan offer made by a lender. You can always say ‘no’.
Life is full of ups and downs, and they are a part of life. In this fast-changing world, you never know when a financial emergency may occur. Maybe your car breaks down, and you need car repair loan, so you don’t miss work, or there is an unexpected medical situation that has come up.
There are emergency situations where you don’t have time to arrange for the money you need now. Our cash advance loans will make your life flexible and easy as they help you to overcome your emergency.
Whatever the reason, millions of Americans have no access to quick cash or a way to get it. A cash advance loan may be the only solution.
The best way to use a cash advance loan is to only do so for emergencies. Cash advance loans are not intended as a regular financial strategy. The fees are too high to justify using them on a regular basis. You should also consider not rolling over (extending) these loans as the additional fees, and potential penalties can make them very difficult to pay back.
Remember, most people use cash advance loans for emergencies or sudden shortfalls so coming up with additional money to pay extra fees when you roll over the loan or are delinquent is usually too great a burden. If you get a cash advance loan and pay it back as originally agreed with your lender, then it can be a positive experience.
No, not at all. FaaastCash is one of the most reliable names for getting loans for bad credit nationwide. We help you by referring you with bad credit lenders for cash advance loans in your time of need. We ensure that people in need of fast cash connect with trustworthy lenders who maintain a transparent money lending policy with customers. We have over 100+ lenders so our powerful referral network increases the chances that your request will be accepted. And it is secure and easy to get started, just 2-3 minutes to complete the online payday loan request form. You get an answer within seconds of hitting the ‘submit’ button.
First of all, never plan on missing your payment. You should always understand the exact repayment terms BEFORE you accept any offer of a loan from a lender. You should also confirm when the repayment is due (usually your next paycheck) and check to be sure you are comfortable that you will have the funds for the repayment.
If you miss a payment or you know you will miss it, then you have a couple of options. The best option is to call your lender directly and ask for an extension on your payment. There will be additional fees added to your loan so avoid this option if you can. If you miss your payment and do not contact your lender in advance, you can still negotiate a payment schedule with your lender, but it may cost you more than if you were proactive.
If there is no agreed-upon payment schedule with your lender, then the odds are high they will send your loan to a collection agency. This is the one thing you don’t want to happen. It will show on your credit report, and you will be getting calls from the collection company, and no one wants to deal with that. So, be sure you can pay your loan on time!
How do I qualify for a payday or cash advance loan?
It's actually very easy to be approved for a payday or cash advance loan. The minimum requirements are:
Keep in mind that the requirements stated above do vary by lender. Therefore, always ask your lender about their terms and conditions and any other questions that you may have about their process, like when you will get the money in your account, and anything else that might come up. Do this before you borrow from any lender.
