Applying does NOT affect your FICO® credit score!
Payday loans in Louisiana can offer cash when you need it to cover medical bills and other emergency expenses. With loan amounts between $100-$300, you can apply for the amount you require and get back on your way. Payday loans are short-term loans that provide emergency funds. They are usually payable in full on your next payday.
A payday loan will provide you with the extra cash you require until your next payday. These credits you the shortest time in a loan, and you can pay it off quickly without any penalty. When you need a little extra cash, a payday loan can be an excellent alternative.
Need a quick payday loan in Louisiana? Fill out our convenient and secure application form and get your money in 1 business day. Apply now!
With FaaastCash, it’s simple to apply for a quick loan in Louisiana, but you need to meet a few conditions.
| Legal Status | Legal |
|---|---|
| Maximum Loan Amount | $350 |
| Minimum Loan Term | Not Specified |
| Maximum Loan Term | 30 days |
| Number of Rollovers | Not allowed |
| Finance Charges | 16.75% of the amount & $10 doc fee |
| Statute of Limitations | 10 years |
According to the Louisiana Deferred Presentment and Small Loan Act, lending more than $350 in Louisiana is illegal.
Lenders willing to operate in the state should adhere to the following charges and fees allowed: $45 max fee + $10 documentation fee
Payday loans in Louisiana are typically given for a maximum period of 30 days. Rollovers are not allowed in Louisiana.
The main problem with large lenders is the time you waste applying for a loan and waiting for a response. When every minute counts, you cannot wait.
Working with FaaastCash.com, you can expect your loan funds to be in your bank account in 1 working day. Unfortunately, no lender can provide you with funds the same day you apply, with rare exceptions.
You no longer have to worry about questions, like “where can I obtain a Louisiana payday loan near me?” You can apply for our online payday loans from the comfort of your own home, office, restaurant, or even in the middle of a traffic jam. All you need is a smartphone or PC with a functional internet connection. It only takes a few minutes to complete your loan request form.
There are countless reasons to get a Louisiana payday loan online. Some of these include:
You require extra cash to fix your vehicle in order to go to work and earn your livelihood.
You need cash to cover some checks you wrote that could bounce and hit you with $35 per check fees from your bank.
You have an overdue utility bill, and you could be shut off and suffer penalties, new setup fees, etc., which are more than the bill itself.
You are short on cash and need groceries for your family. You can use your cash in any way you wish, but we recommend you only use it for emergency expenses like those noted above.
A significant difference between FaaastCash and other lenders is that our direct lenders do not do hard credit checks. Instead, they make a soft credit inquiry, which will not negatively affect your credit score like a hard credit check can. From New Orleans to Shreveport to Baton Rouge, we have assisted Louisiana residents in need. Our lenders understand that the majority of people seeking a payday loan in Louisiana have a bad credit score. No hard credit payday loans in Louisiana are a common practice.
The first step toward borrowing cash is to apply for a loan from us. You do this online at our site. You hit the submit button when done, and our direct lenders review your data in seconds. You typically receive a response within 90 seconds or less.
If approved, you are connected directly to your lender, who will go over the terms of your loan and answer any questions you may have. FaaastCash is not a lender but a referral service to many direct lenders licensed in Louisiana.
Payday loans in Louisiana are capped at $350, as per state regulations, ensuring borrowers can manage smaller, short-term financial needs effectively.
Expect to pay a maximum fee of $45, plus a $10 documentation fee, ensuring transparency in costs associated with borrowing.
Payday loans in Louisiana typically require repayment within a maximum term of 30 days, helping borrowers manage short-term financial commitments promptly.
You'll need a valid ID, proof of income, an active checking account, and a current phone number, ensuring eligibility and facilitating smooth application processes.
Many payday lenders in Louisiana offer loans without performing a hard credit check, making them accessible to individuals with varying credit histories and financial situations.
