Title Loans in Texas: Things You Need to Know

A title loan is a short term, high interest loan that uses the borrower's vehicle as collateral. The lender uses the vehicle as collateral to secure the loan repayment. Once the loan is confirmed, the lender can repossess the vehicle if the borrower fails to make payments on time. According to research, title loan customers spend around $3 billion annually. Most people with bad credit and poor credit history can qualify for a title loan.

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Black Friday & Cyber Monday Deals 2022: Check Out the Offers

The holiday season is right around the corner, and you are sure to shop on Black Friday & Cyber Monday. The statistics show that American consumers spent nearly $9 billion on Black Friday in 2021 and are ready to splash the cash this year. With the biggest shopping days, Black Friday on 25th November and Cyber Monday on 28th November, top retailers such as Amazon, Walmart & BestBuy offer record low prices and fantastic deals.

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Things to Consider Before Co-Signing Any Loan

A co-signer can have their credit affected if the borrower defaults on a loan and the co-signer do not make the payments. Co-signers can request payments from the borrower directly, but it may not be easy to collect. A co-signer can also request to receive monthly statements from the lender to verify payments are being made, to review the due balance, etc.

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Can You Get Financial Assistance for Your Bills?

Lifeline is a government program to provide low-income families to have phone service. It is available to low-income families. The program can include internet and phone access.

Your local utilities can also help. Call them and explain your situation. Many utilities will work with you on your payment until you are back on your feet. They may also refer to utility assistance programs that can help you out.

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How Many Loans Can I Get with Bad Credit?

If you are short of a little cash, you may consider getting an emergency loan. FaaastCash has been in business for more than a decade and provides service 24/7 and 365 days a year. When you need an emergency loan, consider requesting one with us. With more than 100 direct lenders waiting to review your loan request, you have a great chance of being approved and getting your required cash fast. 

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Is Your Disability Income Taxable

SSDI is funded by payroll taxes. You most likely qualify if you have worked for a certain number of years and have been paying FICA taxes. You must also be under the age of 65. You must have work credits, and the more you have, the better. After applying for these benefits, you must wait at least five months before being approved. In general, SSDI is easier to get than SSI.

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