Payday loans are fee-based loans. That means there are established fees per $100 you borrow. Almost all states have regulated these fees so you know what you will pay before you decide to accept a loan offer. For most states, the fees allowed range from $10to $20 per $100 borrowed. You can check your state website to see what fees are allowed where you live.
If you are applying for a new car lease (or even a used car purchase), a new credit card, a home or property purchase, etc. then you need a credit score and preferably one that is ‘good’ or higher.
You may have picked up some financial tips from watching movies in the past. Here are a few good pointers gleaned from some hit movies from years’ past in no particular order.
APY is defined as the Annual Percentage Yield. This is the rate your money earns interest by leaving it in an account. This is the annual rate of return on your investment. The higher the APY the better. Why? Because the higher the APY, the more interest your money makes, and this means more money in your pocket.
Whenever you find yourself in a tough financial spot, you may feel that you have run out of options. Millions of Americans experience this every year, especially in the present tough times. So, if you are currently facing a financial crisis, remember that you are not alone.
When you find yourself in a tough financial spot, you might feel like you have run out of options. Millions of Americans experience this form of financial desperation every year, even more so in the current COVID times.
A new year presents new beginnings and new opportunities on both financial and personal fronts. One of the simplest ways to get back on track financially is to pay off your debts, stick to a budget, and set realizable financial goals.
Payday loans are an essential credit option for those in need, and payday lenders provide such financing options that most people can turn to for emergency cash. Payday loans do not have the extensive requirements of traditional lenders that take weeks or months to process.
If you have a credit card or any other line of credit, then there is a limit attached to that card or credit line. Many people wonder if they should increase their credit limits or reduce them. Your credit limits are a key part of your overall credit score, so it is wise to know how they affect it.
Generally, these loans can be availed from payday and installment lenders and are small, ranging between $100 to $500. This amount is often enough to get you through those tough days when you need some cash to cover essential expenses. You just need a minute to make a loan request on a short, secure form that can be filled on your smartphone. Statistically speaking, more than 80% of the loan requests are approved.
